> For the complete documentation index, see [llms.txt](https://gracy.gitbook.io/gracy-help-en/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://gracy.gitbook.io/gracy-help-en/getting-started/q-and-a.md).

# Q\&A

**Billing & Rewards Q\&A**

**Q: What payment methods do you accept?**

A: We currently accept credit cards and debit cards, all supported by Stripe.

**Q: What is an autocharge?**

A: Gracy uses an **Autocharging system** for payments. When your reward balance drops below the selected threshold, it will automatically recharge by the preset amount. You can also set a monthly limit on the number of autocharges.

**Q: Where can I change my payment method?**

A: You can update/change your subscription payment method in your Gracy Dashboard. To change the payment method, Go to **Payment Method**. 

**Q: What is the conversion rate for Gracy Point?**

A: Currently the conversion rate is 100 GP = $1 USD, but may vary from time to time.

**Q: What is needed for a swap to Gracy Token($GRACY)?**

A: All users need an ERC-20 compatible blockchain wallet in order to swap GP to $GRACY.