# Q\&A **Billing & Rewards Q\&A** **Q: What payment methods do you accept?** A: We currently accept credit cards and debit cards, all supported by Stripe. **Q: What is an autocharge?** A: Gracy uses an **Autocharging system** for payments. When your reward balance drops below the selected threshold, it will automatically recharge by the preset amount. You can also set a monthly limit on the number of autocharges. **Q: Where can I change my payment method?** A: You can update/change your subscription payment method in your Gracy Dashboard. To change the payment method, Go to **Payment Method**. **Q: What is the conversion rate for Gracy Point?** A: Currently the conversion rate is 100 GP = $1 USD, but may vary from time to time. **Q: What is needed for a swap to Gracy Token($GRACY)?** A: All users need an ERC-20 compatible blockchain wallet in order to swap GP to $GRACY. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://gracy.gitbook.io/gracy-help-en/getting-started/q-and-a.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.